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Policy, Regulation and Healthcare Reform

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2010 National Health Costs at $8402 per person (est.)  Editor's Pick

Health spending increased 4% in 2010 to a level of 17.9 percent of GDP, and an astronomical $8402 per capita (per person), even higher than projected. Which means every man, woman and child spent on average $23 EACH DAY (either through insurance, out-of-pocket costs or taxes) to pay for America's healthcare. Includes nursing home and drug costs. The 4% increase per year jumps to 7.4% in 2014, or 2.1 percentage-points faster than in the absence of reform, when major coverage expansions from the Affordable Care Act (ACA) go into effect. By 2014, per capita health expenditure (NHE) is projected to reach nearly $10,000 or 18.2% of GDP, rising again to approach $11,000 per person (18.3% of GDP) by 2016. CMS data

Employment and Health Insurance Coverage, 2010  Editor's Pick

Detailed look at sources of health insurance and characteristics of the Uninsured, for people under age 65, based on the March 2011 Current Population Survey (CPS). About 69% of workers age 18-64 (60% of adults ages 18-64) had employment-based insurance. More than one-third of workers in private sector companies with fewer than 10 employees, were uninsured. The rate of workers in companies of 10 to 49 employees, and self-employed people without health insurance was 28%. Self-employed workers had the highest rate of purchasing health insurance themselves (21.7%), compared to 5% of those in firms of 1000 or more workers. Public sector workers had the best rate of employment-based coverage (85%), with 6% purchasing their own insurance. EBRI Issue Brief No. 362, published September 2011

Journal article - Containing Costs: Corporate Employers' Perspective

Article by Helen Darling, President of the Washington Business Group on Health. Published by Health Affairs journal, January 2002

MEDICARE TRUSTEES 2013 Report - hospital fund runs out of money in 2026

May 2013 report by CMS discusses the state of the Medicare Trust funds - a $574 billion program for 50.7 million people in 2012. Medicare expenditures alone are estimated at 3.6% of gross domestic product (2012). The exhaustion of the hospital trust fund is projected occur by 2026. In 2012, the Hospital Insurance portion (Part A) paid out 8% more in benefits than it took in as income (mostly payroll taxes), and overall lost nearly $24 billion

NFIB Small Business Health Care Survey Results June 2008

Survey from National Federation of Independent Business (NFIB Research Foundation) identified cost as the number one health care concern of small businesses. Data from Jan.-March 2008 mail survey; 3530 respondents (18% response rate)

Obama Health Reform Affordable Care Act

Health reform plans call for a slowing in the rate of GROWTH of annual healthcare spending. Though this contrasts with the bold campaign promise of actually lowering spending - 2008 Campaign quote: [Under the plan, if you like your current health insurance, nothing changes, except your costs will go down by as much as $2,500 per year. If you donít have health insurance, you will have a choice of new, affordable health insurance options], it is likely more realistic. What are you doing to help the President achieve this vision?

States in Action - New State Initiatives in Healthcare

The Commonwealth Fund tracks and reports on state-level developments relative to health reform, controlling Medicaid costs, changes in health policy, transparency in health care and quality improvement

Other Helpful Listings

Access and the Uninsured (Families USA)

Health Action 2009 Tool Kit from Families USA

CBO Analysis of Roadmap for America's Future 2010

Congressional Budget Office's analysis of the Roadmap for America's Future Act of 2010 is contained in Jan. 27, 2010 letter to Rep. Paul Ryan. The Roadmap reportedly reduces Social Security benefits for individuals who are today about 54 or younger, and would change Medicare to a voucher system to purchase private health insurance beginning in 2021

Cost-Shifting adds $1788 to health insurance cost for family of four (Study)

Study by Milliman released December 2008 shows that cost-shifting from Medicare and Medicaid underpayments accounted for about 15% of the amount paid for hospital and physician costs for privately insured people. Premiums paid through employer-provided insurance were estimated to be 10.6% higher due to the cost-shifting. Study uses 2006 and 2007 data; commissioned by the AHA, AHIP and Blue Cross Blue Shield Assn/Premera Blue Cross

Covering Health Issues - for journalists (pdf)

Covering Health Issues is a large document from the nonprofit Alliance for Health Reform that provides baseline information on a wide variety of healthcare issues, including long term care, mental health. Written with reporters and journalists in mind; 220 pages; 2011, with portions updated 2012

Estimates of Uninsured in Each County, US Census Bureau  Editor's Pick

Estimates of the number and percent uninsured under age 65, by state and county for 2009, provided by the U.S. Census Bureau. Small Area Health Insurance Estimates (SAHIE) released October 2011

Factors Fueling Rising Healthcare Costs 2006 (pdf)

A report prepared for America's Health Insurance Plans (AHIP), January 2006 by PriceWaterhouseCoopers. Exhibit 6 shows how much of increased premium costs can be attributed to Inflation, Cost-shifting, Increased Utilization and Consumer Demand, and other factors

Long-Term Uninsured, People under Age 65 (Aug. 2009 pdf)

Using MEPS data, the largest segments of US population without health insurance for 4 years (2004-2007) include Hispanics (16.4% of the under-65 population, but 39.4% of the 4-year uninsured); the Poor Income group (14.1% of population, but 26.2% of long-term uninsured); those in Fair/Poor Health (10.1% compared to those in Excellent Health at 5.3%) and 25-29 year olds (13% rate). AHRQ Statistical Brief #258

Medical Technology and Growth in Healthcare Costs - CBO, Jan. 2008 (pdf)  Editor's Pick

Technology-related changes in medical practice are estimated by the Congressional Budget Office to account for about half of the long-term growth in health care spending. CBO pub. 2764 [Technological Change and the Growth of Health Care Spending] released January 2008 also discusses the contribution to rising costs from population aging, health insurance, rising personal income, price increases, defensive medicine and more. Also shows the 75-year forecast for health spending to reach 49% of GDP at the rate we're going in the US

MIB - Consumer - Request Your Record shared by health insurance companies  Editor's Pick

If you have applied for individually underwritten life, health, or disability insurance during the last 7 years, MIB may have a record on you. Call toll-free 1-866-692-6901 to get a copy of your record (automated system takes about 5 minutes). Formerly known as the Medical Insurance Bureau, MIB is an association of life insurance companies providing information and database management services to the financial services industry

Private Health Insurance (Denial of Coverage) and other Policy Tutorials (ppt)

See Health Systems tutorial on Private Health Insurance which uses 23 powerpoint slides and audio presentation to walk consumers through the basics. Our favorite is slide #13, which gives examples of Health Conditions Denied by Individual Market Insurers (such as cancer, HIV/AIDS, Diabetes, Multiple Sclerosis, Pregnancy, and stroke). Let the truth be known. KaiserEDU's tutorials (from the Kaiser Family Foundation) are multimedia presentations on health policy issues, research methodology or the workings of government. Because the format of these tutorials is simple and informative, we've linked the page showing titles for all of them. August 2006

Tobacco Lobbying Spending, 2010-2011  Editor's Pick

The Center for Responsive Politics (opensecrets.org) has identified $16.7 million spent lobbying by the tobacco industry in 2010. Altria spent over $10 million of it. See who else contributed those monies, and where the $13 million year to date 2011 is coming from

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